Over the past few years, retirement planning has become increasingly complex. Today you need to balance a wider range of financial issues than ever before: from IRA and 401k accounts, to income distribution strategies, annuities, tax changes and even how working will affect your Social Security benefits. When combined with the fact that people are living longer than ever – making retirement more expensive – you quickly see why good, solid retirement planning has become so critical. This section will help you navigate the many choices you have available, and is designed to help you maximize your retirement savings.