In this document "RetireVillage.com and "Annuity.com" or "we" refers to RetireVillage.com, Annuity.com and GVA Inc. Instances of the word "you" refer to a visitor to this website who, by using our online services, agrees to these terms of use.
 
RetireVillage.com does not offer individual investment advice. This site is published with the understanding that the publisher is not engaged in rendering legal, tax, or investment services. Since each individual's situation is unique, a qualified professional should be consulted before making financial decisions.
 
The information is provided on an "as is" basis We make no guarantees as to the accuracy, thoroughness or quality of the information, and are not responsible for errors or omissions. The information provided at this site is neither comprehensive nor appropriate for every individual. Some of the information is relevant only in Canada or the U.S., and may differ elsewhere. Some of the site content and linked sites relate to subjects or investment strategies that might not be appropriate for some individuals. You are strongly cautioned to verify any information before using it for any personal, financial or business purpose. This site is provided on the express condition, to which all making use thereof assent, that no liability shall be incurred by RetireVillage.com or any of its employees.
 
You also understand that RetireVillage.com cannot and does not guarantee or warrant that files available for downloading through the site will be free of infection or viruses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the site for the reconstruction of any lost data.
 
In no event will RetireVillage.com be liable for (I) any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits, business interruption, loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service. Even if RetireVillage.com or its authorized representatives have been advised of the possibility of such damages, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service. Because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such countries, RetireVillage.com and GVA Incorporated's liability is limited to the greatest extent permitted by law.
 
This agreement shall all be governed and construed in accordance with the laws of Washington State in the United States of America. By using our website, you consent to the agreement as specified above.